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Harman Preet

Harman Preet

City: delhi

Joining Date: 04 Feb , 2011
Last Login: 12:06 PM - 16 Jun , 2019
IP Address of Last Login - 106.223.126xxx
Profile Verified by Mobile.

Reply for: Shayeri Lovers

Harman Preet at 02:21 PM - Apr 28, 2019 ( )

Chiragaon ko uchala ja raha hai, hava par roaub daala ja raha hai;
aane do jo bhi mushkilein saath mein hai, aaj "harman" jo aajmaya ja raha hai.....

Reply for: Shayeri Lovers

Harman Preet at 09:50 AM - Feb 21, 2019 ( )

Kaun hai woh jo mehfil mein khamosh aate han,

aandhyan chalti hai jab mehfil mein hazrat-e-zosh aate han...

Reply for: Shayeri Lovers

Harman Preet at 08:09 AM - Feb 11, 2019 ( )

Valentine week special Sher
"Hum Lafz Lafz Dhund Ke Thak Gaya,
Woh Phool Dai Kar Baat Ka Izhaar Kar Gayi...

Reply for: Shayeri Lovers

Harman Preet at 03:03 AM - Feb 10, 2019 ( )

haar ke baad manzil milegi mere yaar tujhe,
haar ke baad karna hai phirse shururaat tujhe,
haar ke baad hi milega tera mukaam tyjhe,
haar ke baad koshish karna hai baar baar tujhe...haar ke baad

Reply for: Shayeri Lovers

Harman Preet at 09:03 AM - Jan 13, 2019 ( )

तालों के चेहरे पर इंतज़ार दिख जाता है, वरना,
चाबियां भी गुच्छों में कम अकेली नहीं होती

Reply for: Shayeri Lovers

Harman Preet at 09:02 AM - Jan 13, 2019 ( )

अलमारी से मिले हुए बचपन के खिलौने,
मेरी आँखों की उदासी देख कर बोले
तुम्हें ही बहुत शौक था बड़ा होने का

Reply for: Shayeri Lovers

Harman Preet at 09:00 AM - Jan 13, 2019 ( )

खूबसूरती न सूरत में है न लिबास में,
निगाहें जिसे चाहे उसे हसीन कर दें

Reply for: Shayeri Lovers

Harman Preet at 08:58 AM - Jan 13, 2019 ( )

फरिश्ता बनने की चाह नही है मुझमें,
मेरे मालिक! बस तू एक मुकम्मल इंसान बना दे

Reply for: Shayeri Lovers

Harman Preet at 08:56 AM - Jan 13, 2019 ( )

तेरे इश्क़ का रोग उतरा ही नहीं,
हजारो हकीमों ने कर ली तौबा मुझसे

Reply for: Shayeri Lovers

Harman Preet at 08:55 AM - Jan 13, 2019 ( )

मरते मरते मुझे सारी ज़िन्दगी लगेगी

Reply for: Shayeri Lovers

Harman Preet at 08:52 AM - Jan 13, 2019 ( )

सही वक्त पर करवा देंगे हदों का अहसास,
कुछ तालाब खुद को समंदर समझ बैठे हैं

Reply for: Shayeri Lovers

Harman Preet at 08:51 AM - Jan 13, 2019 ( )

सुन ए जिंदगी
तुझे भी गुरु पूर्णिमा की बधाई,
तुने भी बहुत कुछ सिखाया है...

Reply for: Shayeri Lovers

Harman Preet at 02:09 PM - Jan 04, 2019 ( )

Life shrinks or expands in proportion to one’s courage. The person who has no imagination has no wings.

Don't fear change. You may lose something good, but you may also gain something great. Fear is a reaction. Courage is a decision.

Unless you try to do something beyond what you have already mastered, you will never grow.

Challenges are what make life interesting and overcoming them is what makes life meaningful.

Having a sharp memory is a good quality of brain. But, the ability to forget the unwanted things is a far better quality of the heart.

Reply for: Shayeri Lovers

Harman Preet at 11:19 AM - Dec 31, 2018 ( )

kitne toofanose hum uljhe tujhe maalum kya?
ped ke dukh-dard ka phoolon se andaaza na kar...

Reply for: Shayeri Lovers

Harman Preet at 11:19 AM - Dec 31, 2018 ( )

kissi ke darr pe sajda karte-karte,
"Harman" aisa na ho ke sar tuut jaaye...

Reply for: Shayeri Lovers

Harman Preet at 04:37 PM - Nov 18, 2018 ( )

Jid karna Seekho,
Jo likha nahin hai muqaddar mein, usse haasil karna seekho...

Reply for: Shayeri Lovers

Harman Preet at 04:01 PM - Nov 18, 2018 ( )

ग़ज़ीयो में बु रहेगी जब तलक इमान की,
तख़्त ए लंदन तक चलेगी तेग़ हिन्दुस्तान की.

Reply for: Shayeri Lovers

Harman Preet at 04:01 PM - Nov 18, 2018 ( )

दम-दमें में दम नही ख़ैर मांगो जान की,
अए ज़फ़र ठण्डी हुई शमशीर हिन्दुस्तान की.

Reply for: Shayeri Lovers

Harman Preet at 11:34 PM - Nov 13, 2018 ( )

Thankyou Sir..

Rajendra Soni at 09:54 PM - Nov 13, 2018 ( )

WelcomE........Harman Preet ...ji.......

Reply for: Shayeri Lovers

Harman Preet at 08:48 PM - Nov 13, 2018 ( )

yeh kehke dil ne mere hausle badhayein hain,
ghamon ki dhuup ke aage khushi ke ssayein hain..

New Thread: PPF calculator and FAQ's

Harman Preet at 02:33 AM - Feb 07, 2013 ( )

With Investment of 1.00 Lakh per year for consecutive 15 years, will make your investment close to 31.00 Lakh

PPF Calculator Results
Year Opening Balance Your investment Interest Earned Closing Balance
1 Rs. 0.00 Rs. 100,000.00 Rs. 8,600.00 Rs. 108,600.00
2 Rs. 108,600.00 Rs. 100,000.00 Rs. 17,939.60 Rs. 226,539.60
3 Rs. 226,539.60 Rs. 100,000.00 Rs. 28,082.41 Rs. 354,622.01
4 Rs. 354,622.01 Rs. 100,000.00 Rs. 39,097.49 Rs. 493,719.50
5 Rs. 493,719.50 Rs. 100,000.00 Rs. 51,059.88 Rs. 644,779.37
6 Rs. 644,779.37 Rs. 100,000.00 Rs. 64,051.03 Rs. 808,830.40
7 Rs. 808,830.40 Rs. 100,000.00 Rs. 78,159.41 Rs. 986,989.82
8 Rs. 986,989.82 Rs. 100,000.00 Rs. 93,481.12 Rs. 1,180,470.94
9 Rs. 1,180,470.94 Rs. 100,000.00 Rs. 110,120.50 Rs. 1,390,591.44
10 Rs. 1,390,591.44 Rs. 100,000.00 Rs. 128,190.86 Rs. 1,618,782.30
11 Rs. 1,618,782.30 Rs. 100,000.00 Rs. 147,815.28 Rs. 1,866,597.58
12 Rs. 1,866,597.58 Rs. 100,000.00 Rs. 169,127.39 Rs. 2,135,724.97
13 Rs. 2,135,724.97 Rs. 100,000.00 Rs. 192,272.35 Rs. 2,427,997.32
14 Rs. 2,427,997.32 Rs. 100,000.00 Rs. 217,407.77 Rs. 2,745,405.09
15 Rs. 2,745,405.09 Rs. 100,000.00 Rs. 244,704.84 Rs. 3,090,109.93

Public Provident Fund (PPF) - Key Aspects

Who can open a account?

Any Individual can open account in Public provident Fund (PPF) in his own name or on behalf of minor for whom he is a guardian and HUF. Only one account can be opened in the name of a person. You cannot open a joint account with another individual. The account can only be opened in one person’s name. You are free to nominate one or more individuals.

Where can I open a account?

PPF account can be opened in any branch of State Bank of Indiaand its subsidiaries.

What is the time duration of PPF?

It's a 15 years scheme. The entire balance can be withdrawn on maturity, i.e., after 15 years of the close of the financial year in which you opened the account. However, PPF accounts can be extended for a period of five years after maturity. During these five years, you earn the rate of interest and can also make fresh deposits.

What are the deposit amount rules?

Twelve deposits can be made in a financial year. Minimum amount of deposit in a year is Rs. 500 and maximum is Rs. 1,00,000. This is effective from December 1, 2011.

What is the interest rate on PPF accounts?

Currently the interest rate offered is 8.60% (effective from Decemeber 1, 2011). It may be changed in the future by Government of India.

Can I make withdrawals?

You can make one withdrawal every year from the 7th financial year of an amount not exceeding 50% of the balance to your credit at the end of the fourth year immediately preceding the year of withdrawal or at the end of the preceding year, whichever is lower.

Can I get a loan on my PPF account?

You can take a loan from the third year of opening your account to the sixth year. Also, the loan amount will be upto a maximum of 25% of the balance in your account at the end of the first financial year (if you opt for the loan in the third year). If you opt for a loan in the fourth year, the second year's balance will be taken in to account and so on.

Do I get any tax benefits from my PPF account?

Yes. Under section 80C, you are eligible to claim deductions from your income for contributions made to PPF. Say your taxable income is Rs. 5,00,000 in a year and you contribute the maximum allowed limit of Rs. 1,00,000 to PPF. Then your taxable income becomes Rs. 4,00,000. Section 80C allows deductions of upto Rs. 1,00,000 per year from your taxable income. You can contribute the maximum allowed Rs. 1,00,000 to your PPF account and take advantage of the full 80c deduction amount. Besides this benefit, interest earned on your PPF deposits is completely exempt from tax.

What are the nomination rules?

Nomination available in the name of one or more persons. Nominee cannot continue account of the deceased subscriber in his/ her own name.

Can I discontinue contributions in the middle of the 15 years?

The subscriber may discontinue his account anytime after joining the fund. The repayment of the subscription with interest will be made only after 15 years form the end of the financial year in which the account was opened.

New Thread: Please suggest some nice places to visit in Kerala

Harman Preet at 01:39 AM - Jan 26, 2012 ( )

Friends, I am planning to visit Kerala in mid of march, please suggest some nice place to visit in Kerala. Trip canbe of 7 days. Please share your suggestions as I want to me make it a Dream visit...Should I buy packages from any trip sites or arranging things by own will be more economical? I will be visiting from Delhi..

Please share your inputs


New Thread: Consolidation of shares

Harman Preet at 09:44 AM - Oct 10, 2011 ( )

Need your guidance Friends. Whats does this statement for SE investment means:-

S.E.INVESTMENTS LTD. - Fixes Record Date for Consolidation of Shares

09:16 AM

S.E. Investments Ltd has informed BSE that the Board of Directors of the Company in its meeting held on September 24, 2011 has considered and approved the record date as October 05, 2011 for consolidation of the Equity Shares of the Company from Ten Equity Shares of Re. 1/- each into the One Equity Shares of Rs. 10/- each as considered and approved by the Board of Directors in its meeting held on July 25, 2011 and subsequently approved by the shareholders in the annual general meeting held on August 29, 2011.

In the event of consolidation of equity shares if any fractional entitlements arise, then such fractional entitlements will automatically be credited/transferred through the Depositories and/or the Registrar and Shares Transfer Agent of the Company in the name of a separate trustee appointed by the Board of Directors for the settlement of the same.


Earlier I had 400 shares of this company with me, now its showing only 40 shares in my basket with value of Zero. Whats happening I am not able to understand?Can anyone guide me what the situation is.

New Thread: Shayeri Lovers

Harman Preet at 03:54 AM - May 28, 2011 ( )

I thought to start a new topic where we will share some shayeri stuff..I am great lover of shayeri and I am sure you will like these shers. Please do share your comments and add your written pieces and share your talent...

Threads by Harman Preet
PPF calculator and FAQ's [13 ] General Discussion 07 Feb, 2013
Please suggest some nice places to visit in Kerala [12 ] General Discussion 26 Jan, 2012
Consolidation of shares [1 ] General Discussion 10 Oct, 2011
Shayeri Lovers [1307 ] General Discussion 28 May, 2011
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